Since taking over the family’s finances when I became a work at home mom and attempting to reign in on our spending and pay off our debt I’ve come to realize just how important it is to prepare for the unexpected.
As important as it is to recognize the day-to-day expenses, it’s also very important to set aside funds for things that just happen. A few months ago my daughter was bit by the family dog. All is fine with her now but at the time I had no idea what our bills were going to look like after our ambulance trip and ER visit.
Lucky for us we put aside funds for emergencies like this and are prepared. And while it was a very scary thing to go through, not having to worry about paying the bills afterwards was a relief.
